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Automotive

How To Choose Your Driving School?

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If you live in a village or town with only one or two driving schools, the issue is quickly resolved. But if you live in a large urban area where the choice of driving schools is vast, it sometimes happens that we are not sure which driving school would suit us best, even if they have a garage with a cable protector ramp.

First: You have to choose a driving school near you or your job. The one that will allow you to go there as often as possible because it will be nearby. If you have to take two buses + 1 tram and walked 30min to get there, it may slow you down.

Second: You have to compare the prices from one driving school to another in terms of the package and the rates per service. In general, it does not vary much, but you never know. If you have a driving school that costs $50 cheaper but is 20 km away, it is not worth it.

Third: Remember to check the driving school hours. Is it open when I plan to go there? Is it available on Saturday? Late evening? Then think about asking how many monitors are driving. If there is only one, for example, it will let you know that the car schedule will be more easily filled than if 2 or 3 monitors are running, and therefore you may not be able to place a lot of driving hours in the week (it also depends on driving school attendance).

Fourth: take a look at the opinions of the driving school online. If you see some negative comments from some people on the driving school, I want to clarify that put it into perspective. Think of all the others with whom it went well and who didn’t write it down. Because yes, it is often the unhappy people who will post comments. Word of mouth also works well; often, many students come because friends have had their license, and that is going well.

If you notice during training that things are not going well and you want to change while driving school, know that you will lose everything you have paid and that you have to pay everything back in the next car school. So, take the time to think things over and ask yourself the right questions before signing up.

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Automotive

Large Questions Regarding Towing Firms

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No question owning a vehicle includes a lot of obligation; from routine, store browse through and oil modifications to ensuring the automobile enrollment are up-to-date, there’s a great deal to work with and manage. When an emergency or unforeseen scenario occurs with your automobile as well as leave you stranded on the side of the road, calling a tow truck business jumps to the top of your priority list. Whether it’s a traffic crash or puncture, a towing truck [รถยกรถเสีย, which is the term in Thai] vehicle is the very first step towards obtaining your vehicle back when traveling.

  • What Services Do Tow Companies Offer?

On the surface, you’d assume hauling business do something: tow automobiles. In fact, most towing companies use a series of services geared toward fixing your car’s difficulties. These services can include gas refills, unlocking a door, boosting a battery, transforming a tire, as well as even drawing your automobile out of a muddy ditch. When speaking to a tow vehicle company, make certain to describe your circumstance and inquire about the services used.

  • How Much Does a Towing Solution Cost?

Countless vehicles are hauled yearly, as well as it’s no stretch of the imagination to say that nearly every automobile proprietor requires at the very least one tow in their lifetime. Having an idea of how much two expenses will aid to prepare you for unanticipated maintenance issues or crashes.

Any kind of trusted lugging business will have no worry giving you a hook-up fee, as well as an added per-mile rate based on your vehicle. Asking ahead of time will also inform you of any extra costs, such as harmful pick-up or gas fees.

  • Who Drives a Tow Truck?

Tow truck vehicle drivers do an essential, as well as specialized task, not one that just anyone can complete overnight. Primarily are their interpersonal abilities; a 24 hours car tow [ยกรถ24ชั่วโมง, which is the term in Thai] driver handles aggravated individuals all day, and that needs a bargain of persistence, though there are various other more tangible needs.

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Automotive

Flexible, convenient and affordable car pledge

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Since decades, car pledge has helped people from different walks of life to get quick access to the fund at the time of needs. In today’s fast and hectic lifestyle most of the people and elderly person prefer car pledge as they no longer have to visit to different banks and financial institute with their documents for borrowing money. Car pledge can make the whole process of borrowing money quick and smooth and you can get quick access and can deal with your financial needs with dignity. Regardless of the brand or model of your car you can get good valuation at incredibly low interest rate. Hence take saloon pledge (รับจำนำรถเก๋ง which is the term in Thai) and deal with any types of financial issues such as wedding, higher study, large purchase, vacation plan, home renovation, etc.

Instant approval

Unlike other types of loan such as personal loan, credit card, home equity loan, etc. where the chance of loan approval depends on certain factors such as credit score, income, credit utilization ratio, fixed obligation to income ratio, etc. vehicle pledge needs minimum documents and have easy to meet eligibility criteria. In car pledge the deciding factors are the condition and age of the car. Moreover, the borrowers need not have to disclose the specific purpose of borrowing money to the lender. Most of the reliable car pledge company disburse fund to your bank within 24 hours after quick valuation and verification of the car at your own place.

Things to consider

Today’s marketplace is flooded with numerous car pledge companies but not all offer commendable services. Hence to avoid choosing the substandard company and considers certain factors beforehand and have peace of mind

  • Ensure the company is licensed and authentic
  • Compare the interest rates in the market
  • Confirm which brand and model of car the company accept
  • Check how the company take care of the borrowers car
  • Read the contract carefully and understand all the terms and conditions
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AutomotiveFinance

Tata AIG vs Bharti AXA: Two Wheeler Insurance Compared

Two Wheeler Insurance

Comparing bike insurance policies is the best way to find the best coverage for your beloved two-wheeler. With a range of options available and most insurers offering all details on their websites, comparing policies is now easier than ever before. Once you sift through your options and filter them down to two or three insurers, you need a detailed comparison to make the right decision. Today, we will be comparing two of India’s leading bike insurance companies – Tata AIG and Bharti AXA. If you are confused between these two, then we hope this article helps you gain some clarity and make an informed decision.

While most insurance companies offer similar features and benefits, there are few factors that can help you choose the better one (provided the plans suit your needs). Here are some comparison points:

Claim Settlement Ratio (CSR)

As the name suggests, the claim settlement ratio is the percentage of claims settled by an insurer out of the total number of claims received by it. This is an indicator of how streamlined the claims process is and how efficiently the insurer manages claim requests. A higher claim settlement ratio implies a better probability of getting your claim request honoured.

According to the Annual Report published by the IRDAI:

Claim Settlement Ratio for the financial year 2018-19 for Motor Insurance
TATA AIG 70%
Bharti AXA 75%

 

The network of cashless garages

If you meet with an unexpected accident or collision, then you would expect your bike insurer to take care of the costs of repair. Most insurance companies have a network of cashless garages that help you to get the repair done without spending anything. The garage sends a report to the company and once approved, repairs your bike at no cost to you. Based on your travel, you must ensure that the insurer has a cashless garage close by.

Network of cashless garages in India
TATA AIG 5000+
Bharti AXA 5200+

 

More than the number of garages, you need to ensure that you have a garage around your place of work, residence, and the route of frequent travel.

Types of add-on covers

Own-damage and comprehensive two wheeler insurance plans allow you to include add-ons in your policy to customize it based on your requirements. Each add-on is available at a nominal premium. Before buying a policy, ensure that you glance through the add-ons to check if you can get exactly what you want from the policy.

Add-on Covers
TATA AIG
    • Depreciation allowance
  • Personal Accident Insurance Cover
    • Consumable expenses
    • Emergency medical expenses
    • Additional personal accident cover for the owner-rider
  • Additional personal accident cover for unnamed persons
  • Return to invoice
  • Additional third-party property damage cover
Bharti AXA
  • Personal accident cover
  • Pillion rider cover
  • Medical cost insurance and cashless hospitalization
  • Zero depreciation cover
  • Roadside assistance cover

 

Other factors

Insurance is a highly regulated industry in India. With the IRDAI mandating certain features of a two wheeler insurance policy, there is not much to differentiate between the two in the core plans. While add-ons can make a difference, it boils down to what you need from the insurance policy and which insurer is offering the right combination of features and premium.

TATA AIG is a reputable brand that has earned the trust of millions of Indians over the years with the renowned ‘Tata trust’. It has also managed to live up to its name and offers prompt and efficient service, ensuring a resolution in no time. It also ensures that the claims are processed quickly.

Bharti AXA is famous for offering a wide range of add-ons to help you create a customized policy, and has a seamless claims process.

Summing Up

As you can see, there is nothing much differentiating Tata AIG from Bharti AXA primarily due to the fact that the IRDAI regulates the industry. However, apart from comparing insurers, we would urge you to enter your details on both websites and get a quote for the bike insurance policy. Also, ensure that you assess your insurance requirements carefully before you sign the dotted line. You might also want to read some reviews about servicing and claims management from other users to help you understand those aspects better.

Remember, two wheeler insurance is an umbrella that protects you from financial losses in the event of an accident, mishap, bike theft, natural disasters like flood, earthquake, cyclone, etc., and man-made disasters like riots, terrorist activities, vandalism, etc. Hence, buying the right policy is important to be assured that if disaster strikes, you are financially prepared. As we compared Tata AIG and Bharti AXA, ensure that you compare the insurance companies where you want to buy the policy from. If there isn’t much that separates them, then drill down to the policy-level and find the perfect fit. Roads are unpredictable, and riding a two-wheeler can be risky. Consider all aspects thoroughly before buying the perfect two-wheeler insurance for your bike. Good Luck!

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Automotive

RAM trucks- the best vehicle for transport industries

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People who are doing a business of export and import are the one who uses the truck for good transportation to one state from another. In this business, drivers ask for the truck, which is good in machinery and having top spare parts, so they travel for thousand kilometers without facing any mechanical issues. The RAM truck is working for the betterment of the driver from the past few years. It is the best commercial truck that the driver is looking for in the business.

With the help of the enhanced technology, it becomes easier for drivers to carry bulky items in their truck and drives it smoothly. People who want to make their industry best with their efficient work can go for the company and look out once the New RAM Truck for saleas the firm has the latest and top models for the customer under their patient chain.

Luxurious and powerful!!

There was a time in the market when some popular brand truck ruling the industry of the vehicles. But after the establishment of the RAM industries of trucks, the trend has changed. Now, people are fonder of the product of the America based company, it provides the best of best services to its customers and makes driver satisfaction by giving accessible handling features. It not 0only make the driver’s life easy as well as the owner’s life because the advanced engine of the truck consumes less fuel, which is also the second main reason for the saving the money through the transportation pickups.

Features of the truck-

  • Powerful engine with v6 engine and 310 horsepower
  • Easy handling
  • Smooth accelerating
  • Airbags for safety
  • Best quality spare parts
  • Durable tires
  • Robust body and many more

These qualities make the brand successful in the market. The company is not only gaining profit but also satisfying its customers with top-notch features with enhanced technology. They gave the most adventurous experience to the drivers and made their journey more convenient.

Helping center for customers!!

The primary and most important reason for the company’s success is the services of the corporation, which is given by the firm to its customers. To add on, a customer who wants to check out the New RAM Truck for sale new and advanced features before buying the company given them the customer support panel. The form in which they can ask anything anytime whenever they want to get any info0rmation related to the trucks. They are 24*7 available for its clients and make their doubt clear at the moment they have the one.

To sum up with

To summarize this article, we have covered some best and top features of the RAM trucks, which are leading with the highest numbers of customers connecting with the company. They are providing the world’s best truck services to the truckers or to the companies who use the heavy-duty pickups for bulky items transportation. They are leading with the highest competition in the market and winning every point of the best quality.

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Automotive

DO I REQUIRED NEW TIRES?

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So, you intend to purchase new tires. Possibly a mechanic told you that your tires were broken, or possibly you grabbed a nail on your method to function. Whatever the factor, you require new tires. But if you’re unsure where to start as well as what you should recognize, we’re here to aid. At specialist tire firms, such as Yokohama tires [ยางรถยนต์yokohama, which is the term in Thai],they know that acquiring tires is a confusing,and in some cases, stressful procedure, so we have actually put together a checklist of inquiries that can help direct you while doing so to discovering the tires that are appropriate for your needs.

ARE MY TIRES TOO WORN? THE PENNY TEST AND ALSO OTHER FACTORS TO CONSIDER

If you are asking yourself if your tires are worn but do not recognize exactly how to inspect them on your own, the simplest method is to perform the penny examination. The step on your tires should be greater than 2/32 of an inch deep. To check, place a cent into the step of your tires with the head pointing down. If the tread gets to cover the top of the head, there goes to least a minimum appropriate amount of tread. If the top of his head shows up at any kind of the point, your tires are worn out as well as require to be replaced.

However, also prior to the tread is used, tires need to be frequently examined for cuts, penetrates, splits, bulges, and uneven wear patterns. Unequal walk wear can include more wear on one tread edge than the other, a rippled pattern of low and high wear, and even revealed steel cord within the tire. These are serious conditions that need to be examined by a tire specialist that can help you to figure out if a new tire is needed.

Make certain to check the age of your tires also. Professionals suggest that all tires, consisting of full-size spares, that are ten or even more years from their day of manufacture, be replaced with new tires. In some cases, a car manufacturer might have a recommendation for tire substitutes earlier than one decade. If so, you must follow those vehicle manufacturer’s suggestions for their car.

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Automotive

How to Buy a Motorbike for You?

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The money in your pocket is making you uneasy as well as you are going to numerous dealerships on a Sunday morning to buy a motorcycle [รับซื้อมอเตอร์ไซค์, which is the term in Thai]. Here are four points you may think about when acquiring a bike.

  • Weighty Considerations

If you mainly ride in a stop-start metropolitan environment or routinely heavy traffic, you require to think about the weight of the motorbike very carefully. This is because when you are on the move, weight is not much of a problem.

  • Ergonomic

The most practical things to consider when purchasing a motorbike is to think about the seating set. Bikes are used in significantly various shapes and sizes; therefore, is the human body. Therefore, the test drives a motorbike for size. You will find that the ergonomic experience of driving will differ diametrically from bike to bike.

  • Battery

You had seen it in the motion pictures along with in real life when in a crisis situation, a person attempted starting a motorbike just to find that it is as dead as a doornail. A motorbike battery is fundamentally an electric storage space gadget that keeps electric power by making use of a relatively easy to fix chemical reaction between the acid as well as the lead in a battery.

  • Price

The price is deliberately not the very first factor to consider in this write-up, because a motorcycle is commonly an enthusiasm acquisition. This is because the price you pay depends on the type of bike your heart needs. If you are buying from a credible, seasoned dealer, then s/he can likewise facilitate financing.

You are much less likely to make a cash-conscious bike purchase, yet are more likely to spend a little additional to buy a motorbike your heart spotted. Albeit, the majority of us have cash limitations, yet if you are lucky sufficient to have the ways to get something special, there is no reason you ought not to go broke as well as a splurge!

If you are looking for a motorcycle for sale [ขายมอเตอร์ไซค์, which is the term in Thai], please visit the given link.

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Automotive

Renting a car payless: The Easy Choice That You Can have Now

POST FEB – 2

Are you looking for car rental tips during your stay? Know the pitfalls to avoid when you rent a car because all the opinions on the internet scare you a little? Rent a car with efficient and French customer service. This is my feedback.

Car rental tips

Many of you ask me for advice on renting a car payless during your stays. Note that these tips are valid for these 3 countries because the procedures are the same.

If your plane arrives at 9 a.m., enter the recovery time at 10 a.m. because if you arrive late the lessor is no longer obliged to keep your vehicle even if you have paid (well they are not at 30 minutes or so, but you never know who you may come across.).

Same for the return of the car, if you put 14h and you arrive at 15h the renter may ask you for additional costs, so it is better to be large. In most agencies, whether you select a return at 10 a.m., 2 p.m. or 8 p.m., it counts a day, but this information is only communicated once you have made the payment.

Rental car insurance advice

Once you have clicked on “Search” Carigami.fr will display this page. It is important to select “Insurance without deductible, Tires / glass breakage, Underbody”. Remember to select these options, it is really cheap and could save you a lot of trouble.

You will see different choice of vehicle with the boxes unchecked – Insurance: with Deductible and without tire and glass breakage insurance. So remember to select a car with these boxes checked.

Insurance advice for renting your car?

You may have read all over the forums that quite a few people have been had with car insurance. The problem is that the rental company wants to raise the invoice and for that it tries to make you sign insurance contracts when you come to collect the rental vehicle.The system is well established, they know how to do it and if they can have you they will do it without any regrets.So the best thing is to take out all-inclusive insurance when booking your payless rental car. With the Payless car rental BWI service you can have the best choice now.

Here is what you should therefore check to be insured even if you have a serious accident and even if you are at fault:

  • Insurance without deductible
  • Tires / glass breakage
  • Underbody

In short, with this package, you are insured in the event of damage, that is to say: scratch, collision, body collision (even if it is your fault), theft protection, tire insurance, ice debris.

And so it’s blocked or debited then?

Well we cannot know, it is the renter who will tell you the day of recovery of your rental vehicle at the airport , so in case of doubt remember to have the amount on your account.You just have to print the voucher to collect the vehicle, there is everything you need for the rental company above (information on insurance too).

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Automotive

Tips For Requesting A Loan

motor-vehicle-insurance

If you are reading this, it is because you need financing, either to pledge a car on finance (รับจำนำรถยนต์ติดไฟแนนซ์, which is the term in Thai), to make reforms, to get married, or to be able to pay for the studies. The fact is that whatever the reason for a personal loan is needed, you should keep in mind the following recommendations.

It is crucial to keep these recommendations in mind, because a wrong choice when applying for a loan can lead to financial problems and be much more expensive than expected.

1 – Analyze Your Financial Situation

First of all, check if you really need to process the operation. If you do not need the money urgently, it is possible that by saving you can get the capital you need.

For cases, it is important that you know your financial situation. Calculate how much money you spend each month and the income you have. Analyze how much you pay each in mandatory expenses such as a mortgage, food, schools, etc. Also, analyze how much you spend on leisure.

2 – Analyze The Amount You Need And When You Can Return It

Before asking for a loan, analyze the amount you need and when you can pay it back. Do not choose a repayment period for a longer period of time than necessary; the later you return it, the more interest you will pay. It is also not good to establish a very tight repayment period as unforeseen events may arise.

Establish the repayment of the loan according to your income, if you have problems with this decision, contact a financial advisor or the financial institution itself to guide you. If it is a temporary bump and you do not need much money, you have the option of requesting microcredits whose return can be between 7 and 60 days.

3 – Make A Comparison

Make a comparison to find the entity that offers the best interest. Research all possible options, from loans offered by your traditional bank to online loans. The market is full of financial institutions, and each one offers different offers to attract the customer. Take advantage of these offers. Many entities promote the first free loan, that is, without interest, so why pay too much.

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Automotive

Jeep Compass – Petrol or Diesel, Which One to Buy?

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The Jeep Compass is one of the mid-size Audi Q8 Used Cars that has done very well in the Indian market and still continue to be a success. The SUV was launched in July, 2019 and the Jeep has been successful in selling over 19,000 units of the Compass. The Jeep Compass on road price is also very suitable and affordable has been the SUV that has truly lived up to the expectations of the consumers and the customers of India. However, the Jeep Compass SUV is responsible for confusing the people a little as it is available in India with two engines.

One is the diesel engine which is the de facto choice and this is because of the great mileage and the improved torque. The jeep on road price of the diesel model is a little higher as compared to the petrol model. The Jeep Compass on road price in India in case of the petrol engine is lower as compared with its diesel counterpart and this makes this type of engine SUV more attractive and alluring to the consumers and the public of India.

Jeep Compass – Petrol engine 

The jeep compass top model on road price in the case of petrol engine is starting from INR 15 Lakhs to INR 20 Lakhs. The petrol packs a 1.4 litre, four cylinder, turbocharged engine that is capable of churning out 163PS @ 5,500 RPM and 250Nmof peak torque at the rate of 2,500 – 4,000 RPM. The benefit of this engine is that the four cylinder engine offers enough grunt to carry out the daily activities and NVH levels are well contained. The disadvantage is that there is a limited choice in terms of the transmission and variant combination.

Jeep Compass – Diesel engine

The on road price of the Jeep Compass with the diesel engine is slightly higher than the one with petrol and goes beyond INR 20 Lakhs. The Compass diesel is powered by 2.0 litre, four cylinder MultiJet engine, capable of churning out 173PS @3,750 RPM and 350Nm at the rate of 1,750 – 2,000 RPM. The engine is in reality a Fiat – sources unit and it is believed by the analysts of the field that it would be seen in many of the latest SUVs such as the TATA H5X. The advantage of the diesel engine is that the all-rounded engine is suitable for efficient use both in cities and highways and the NVH levels are controlled in an amazing manner. The disadvantage however, is that the higher variants with the AWD are expensive.

Final Words

Keeping in mind the pros and the cons, the conclusion can be reached that the Jeep Car Leasing is very affordable for the ones wishing to buy a great luxury SUV with all the necessary features and facilities. It can be said that both the engine types have their own pros and cos but the better choice out of the two is the Jeep Compass with the Diesel engine.

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